Private Lending
GPRE MW lends directly against income-producing rental property — for owners who need cash quickly, or whose credit history keeps banks off the table. No credit check. No red tape. First-position only, up to 60% loan-to-value, funded within 48 hours of complete paperwork.
The Program
This is a cash-out lending program secured by real estate — not acquisition or fix-and-flip financing. If you already own income-producing property and need liquidity, this is built for you.
We lend up to 60% of your property's current value, based on a straightforward valuation — no appraisal gymnastics or drawn-out underwriting committees.
The property must be income-producing — currently rented or easily rentable — and cannot be your primary residence. We lend in first lien position only.
Your credit score is not a factor in our underwriting. We lend against the asset and its income potential, not a FICO number.
Once your paperwork is complete, funding moves within 48 hours. No committees, no bureaucracy — just a decision and a wire.
Eligibility
This program is designed for a specific situation. A quick gut-check before you apply:
FAQ
Once we have complete paperwork — proof of ownership, insurance, and basic property details — funding moves within 48 hours. There's no committee or fund cycle holding up the decision.
No. We underwrite the property and its income potential, not your credit score or personal income. If your credit history has kept banks from approving you, that's exactly who this program is built for.
No — this is not acquisition or purchase financing, and it's not for fix-and-flip projects. It's a cash-out loan against real estate you already own and that already produces (or could produce) rental income.
We lend in first lien position only. If there's an existing loan on the property, it generally needs to be paid off or the property needs to be free and clear for us to lend against it.
Up to 60% of the property's current value (loan-to-value). For example, on a property worth $400,000, the maximum loan amount would be $240,000.
It needs to be income-producing — either currently rented or easily rentable. It cannot be owner-occupied or serve as your primary residence.
Apply
A few quick steps about the property and the loan you're looking for. We review every submission and follow up directly on deals that fit.